Cash flow can be a major headache for small garden businesses so we thought we’d just inform horticulture businesses that use Lloyds bank that:-If you are used to cheques from other Lloyds customers clearing as soon as they are banked, it will now take five days for a cheque to clear.

Yes, crazy as it might seem, Lloyds will make you wait for five days even though the money is just being transferred  between Lloyds customers and never leaves Lloyds bank.

It makes you wonder what happens to the money during those five days, when neither party can access the funds. Hmmmm

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